How to Claim Unemployment Benefits in South Dakota?

Understanding South Dakota Unemployment Insurance Eligibility

If you've recently lost your job in South Dakota, you might be eligible to receive unemployment benefits. The South Dakota Department of Labor and Regulation (DLR) provides this financial support while you look for new work. Before you file, it’s important to check if you meet the basic requirements.

• You must have lost your job through no fault of your own, such as a layoff or business closure.
• You are physically able and available to work each week you claim benefits.
• You’re actively seeking work as required by South Dakota law.
• You’ve earned enough wages in your base period, typically the last 12-18 months.

Certain reasons, like quitting without good cause or being fired for misconduct, may disqualify you from getting unemployment insurance in South Dakota.

Steps for Filing an Unemployment Claim in South Dakota

Filing for unemployment benefits in South Dakota is straightforward. Doing it right from the start can help you avoid delays. Here’s how to file your unemployment claim:

1. Gather essential information: Have your Social Security number, driver’s license or state ID, your last employer’s contact information, and the dates of your recent employment.
2. File online or by phone: The South Dakota Unemployment Insurance Benefits system allows you to file your claim online at the Department of Labor and Regulation's website. You can also call (605) 626-3179 if you prefer a phone application.
3. Answer all questions honestly: Give complete and accurate details about your previous job, your separation from work, and your current situation.
4. Set up direct deposit or opt for a debit card: Choose your preferred payment method to receive your benefits quickly and safely.
5. Submit your initial claim: Be sure to finish and submit your application for unemployment benefits in South Dakota.

Once you file a claim, you’ll receive instructions about your next steps. The DLR will review your application and determine your eligibility.

How to Certify Weekly for South Dakota Unemployment Benefits

After your initial claim, you must certify each week to keep getting payments. This step is known as "filing your weekly certification." It proves that you remain eligible and keeps your benefit payments coming.

• Log in to the South Dakota unemployment benefits site each week you’re unemployed.
• Report your job search efforts and any income you earned during the week.
• Answer questions about your ability and willingness to work.
• You must complete this certification every week for which you are seeking payment.

Missing a week can delay your unemployment checks, so set a reminder to certify on time.

How Much Can You Get from South Dakota Unemployment?

Your unemployment benefit amount in South Dakota depends on your earnings during the base period. The DLR calculates your weekly benefit based on your highest-earning quarter. As of 2024, the maximum weekly benefit is around $468, with a maximum of 26 weeks of benefits within a calendar year. Exact figures can change yearly.

You’ll get a monetary determination letter detailing your weekly payout and total benefit amount after your claim is processed.

Common Mistakes to Avoid When Filing Unemployment in South Dakota

• Filing late: File your claim as soon as you become unemployed to avoid losing benefits.
• Reporting incorrect information: Double-check all personal and employment details before submitting your claim.
• Missing weekly certification: Certify every week—you won’t get paid for skipped weeks.
• Not reporting income: Always tell the DLR about any part-time work or other earnings to avoid overpayment and possible penalties.

Job Search Requirements for South Dakota Unemployment Insurance Claims

Keeping your South Dakota unemployment benefits means actively searching for a new job. Here’s what you need to do:

• Register for work with the South Dakota Department of Labor and Regulation.
• Apply to at least two jobs each week unless instructed otherwise.
• Keep a record of your applications, including employer names, dates, and contact info—you may be asked to provide this for verification.

If you’re referred to a job by the DLR, you must follow up or risk losing your benefits.

Appealing a Denied Unemployment Claim in South Dakota

If your South Dakota unemployment claim is denied, you can appeal the decision. You have 15 days from the mailing date of the decision to request a hearing. The appeal process is fair and allows you to present additional information or evidence.

• Follow the instructions in your denial notice for submitting an appeal.
• Prepare and gather any documents or information that support your case.
• Attend your scheduled hearing by phone or in person as instructed.

A hearing officer will review the facts and make a new decision about your eligibility.

What to Do If You Get a Job While on Unemployment in South Dakota

If you find a new job while receiving unemployment benefits:

• Report your new employment during your next weekly certification.
• Earn wages above a set threshold, which may end your benefits. Report all work and pay, even if you have not yet received your first paycheck.
• You may be eligible for partial unemployment if you work part-time and earn below your benefit amount.

Always be honest in your reporting. Failing to do so could result in having to pay money back or being denied benefits in the future.

Frequently Asked Questions About South Dakota Unemployment Benefits

How long does it take to begin receiving unemployment benefits in South Dakota?

Typically, it takes about two to three weeks from your initial claim to receive your first unemployment payment. Delays can happen if your information is incomplete or requires further review.

Can I get unemployment if I quit my job in South Dakota?

You may qualify for unemployment insurance if you quit with good cause, such as unsafe working conditions or non-payment. Quitting without strong justification usually results in denial.

Do I need to pay taxes on my South Dakota unemployment benefits?

Yes. Unemployment benefits are considered taxable income at the federal level. You can choose to have taxes withheld from your payments.

What happens if my employer contests my unemployment claim?

If your employer contests your claim, the DLR will ask both you and your employer for more information. This could delay processing, but you can still present your side during an appeal if needed.

Can self-employed workers file for unemployment in South Dakota?

Normally, self-employed workers are not eligible for traditional unemployment benefits. Federal or state emergency programs may occasionally provide support for self-employed individuals.

Helpful Tips for Claiming Unemployment in South Dakota

• File as soon as you become unemployed to avoid missing eligible benefit weeks.
• Keep all documentation, communications, and job search records organized.
• Respond quickly to any requests from the Department of Labor for information.
• Read your Determination Letter carefully and follow the instructions inside.

If you have questions or experience problems, contact the South Dakota Department of Labor and Regulation directly. Their staff can answer questions about your unemployment insurance claim, weekly benefits, or any issues with your application.