Online Schools That Accept FAFSA

Your Guide to Accredited Online Colleges That Accept FAFSA

Choosing the right online school can be life-changing. If you want to pay for college with federal student aid, finding online colleges that accept FAFSA is crucial. FAFSA, the Free Application for Federal Student Aid, unlocks grants, loans, and work-study opportunities for students attending accredited online degree programs. Whether you’re entering college for the first time or returning to finish your degree, there are many flexible options available.

Why Choose Online Colleges That Accept Federal Student Aid?

Online learning opens doors for students who need flexible schedules or live far from campus. When an online school accepts FAFSA, you have access to:

• Federal grants such as Pell Grant and FSEOG
• Low-interest federal student loans
• Federal work-study programs
• State-based financial aid if you meet residency requirements

Accredited online schools accepting FAFSA offer the same financial aid options as traditional colleges. This lets you pursue your education and future career goals without overwhelming debt.

Top Types of Online Colleges That Take FAFSA in 2024

Many fully online and hybrid colleges participate in the federal student aid program. Here are categories of online schools where you can use FAFSA funding:

• Public universities and colleges – Many state universities offer online undergraduate and graduate degrees. Examples include Arizona State University Online, University of Florida Online, and University of Central Florida.
• Private nonprofit institutions – Not-for-profit colleges like Southern New Hampshire University, Liberty University Online, and Western Governors University are well-known for robust online programs.
• Community colleges – Many community colleges provide online associate degrees, certificates, and pathways to bachelor’s degrees. These programs tend to be very affordable.
• Vocational and technical schools – Look for accredited online programs in health care, business, IT, and skilled trades.

How to Tell If an Online College Accepts FAFSA

Before enrolling, make sure your chosen online school is eligible for federal financial aid. Here’s what to check:

• Accreditation by a recognized agency, not just state approval
• Participation in the federal student aid program—listed in the FAFSA application
• Degree or certificate programs that meet the minimum hour requirements

You can check the Department of Education's Database of Accredited Postsecondary Institutions and Programs or search for the college’s Federal School Code to confirm FAFSA eligibility.

Featured Accredited Online Colleges That Use FAFSA

Here are some popular online schools with strong reputations for distance learning and financial aid access:

• Southern New Hampshire University (SNHU) – One of the largest providers of online undergraduate and graduate degrees. SNHU is accredited and participates in federal student aid.
• Penn State World Campus – Offers more than 150 online programs with full access to federal aid and university support services.
• Arizona State University (ASU) Online – Provides a wide range of fully online programs. ASU Online students can complete their FAFSA and be considered for grants, loans, and scholarships.
• Western Governors University (WGU) – Known for competency-based education at affordable tuition rates. WGU is regionally accredited and takes FAFSA.
• Liberty University Online – A nonprofit Christian university with more than 100,000 online students, Liberty offers FAFSA-eligible undergraduate and graduate degrees.
• Purdue University Global – Part of the Purdue University system, offering flexible online degrees and federal financial aid.
• University of Florida Online – Highly ranked for online bachelor’s degrees, UF Online is a public option with in-state tuition and FAFSA participation.

These schools are only a few of the many institutions nationwide offering online education funded by federal student aid.

What Kinds of Online Degrees Qualify for FAFSA?

Not all programs qualify for federal aid. Eligible programs at online colleges include:

• Associate degrees (AA, AS, AAS)
• Bachelor’s degrees (BA, BS, etc.)
• Graduate degrees (MA, MS, MBA, PhD, etc.)
• Qualified certificate and diploma programs—check that they meet aid program minimums

Short-term courses, non-credit continuing education, and many certificate programs are not eligible. Always verify before you enroll.

Steps to Apply for FAFSA for Online Colleges

Want to start your online degree with financial aid? Follow these steps:

1. Choose an accredited online college that accepts federal student aid.
2. Gather required information—Social Security Number, tax returns, W-2s, and a list of schools you may attend.
3. Visit studentaid.gov to create your FSA ID and fill out the FAFSA. Use the school’s Federal School Code.
4. Submit the FAFSA early—aid can be limited and some is first-come, first-served.
5. Review your Student Aid Report (SAR) for accuracy after submission.
6. Watch for award letters from your chosen schools and accept your financial aid package by their deadlines.

If you’re selected for verification or need to update your FAFSA, respond quickly to your school’s requests.

Benefits of Earning a Degree Online with FAFSA Funding

Choosing an eligible online college puts quality education within reach. Here are some key benefits:

• Lower your out-of-pocket costs. Federal aid reduces your reliance on private loans or personal funds.
• Flexible learning environment. Study around work and family without relocating.
• Wide program selection. Choose from thousands of accredited online degrees and certificates.
• Career advancement. An accredited degree boosts earning potential and job opportunities.
• Completion support. Many online schools offer tutoring, career services, and virtual communities.

Frequently Asked Questions About Online Colleges That Accept FAFSA

Can I use FAFSA for online classes only?

Yes, you can use FAFSA if you enroll in an accredited online school that participates in federal student aid programs. The entire degree can be online as long as it’s eligible and accredited.

Do I have to be a full-time student online to get financial aid?

No, many aid programs provide funding for part-time students. However, full-time students may qualify for higher maximum awards. Each program has its own minimum credits requirement, so check with your online college’s financial aid office.

Are there online community colleges that accept FAFSA?

Yes, many accredited community colleges offer online degrees and accept FAFSA for associate degree and eligible certificate programs. Community colleges are often the most affordable online option.

How do I know if a school is accredited and accepts FAFSA?

Check the school’s website for accreditation details and federal school code. You can also visit the Department of Education’s accreditation database or ask the admissions or financial aid office directly.

What if my chosen online college is not listed on FAFSA?

If the school is not listed, it may not be accredited or eligible for federal aid. Contact the admissions office or choose a different school to access federal financial assistance.

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Leveraging accredited online colleges that accept FAFSA can move your education and career forward, offering affordable and flexible options for diverse students nationwide.