Affordable Education Options in Boston: Find the Most Budget-Friendly Colleges
Boston is known for its world-class universities, but you may be surprised to learn that it also hosts several affordable colleges. Whether you are a local or an out-of-state student, finding low-cost colleges in Boston can put your degree within reach. Here, you’ll discover some of the cheapest colleges in the Boston area that balance tuition costs with quality education.
Why Choose an Affordable College in Boston?
Choosing a cheap college in Boston is a smart move for many reasons:
- Save money on tuition and reduce student loan debt.
- Access top-notch faculty while paying less than private universities.
- Experience Boston’s rich culture, job market, and educational traditions.
Many affordable colleges in Boston offer the full college experience, strong alumni networks, and opportunities for internships and jobs in the city.
Best Low-Cost Colleges in Boston for In-State and Out-of-State Students
If you are searching for the most affordable colleges, here is a list of budget-friendly options in Boston and Greater Boston, including both public and private institutions.
1. University of Massachusetts Boston (UMass Boston)
- Location: Dorchester, Boston
- Average tuition and fees (2023–24): $15,076/year in-state, $36,613/year out-of-state
UMass Boston is known for its diverse student body and strong programs in business, nursing, education, and the liberal arts. It’s a top choice for in-state students seeking a quality bachelor’s degree in Boston at an affordable price. UMass Boston also offers many scholarships to help cut costs.
2. Bunker Hill Community College (BHCC)
- Location: Charlestown, Boston
- Average tuition and fees (2023–24): $6,704/year in-state, $13,184/year out-of-state
Bunker Hill Community College is Boston’s largest community college and a leader in providing two-year associate degrees, workforce training, and transfer pathways to four-year universities. BHCC is nationally ranked among the most affordable college options in Boston for both full-time and part-time students.
3. Roxbury Community College (RCC)
- Location: Roxbury, Boston
- Average tuition and fees (2023–24): $6,143/year in-state, $13,393/year out-of-state
RCC serves Boston’s urban communities and offers associate degrees and certificate programs at a competitive price. Students can save by starting at RCC and later transferring to a four-year college in Boston.
4. Benjamin Franklin Cummings Institute of Technology
- Location: South End, Boston
- Average tuition and fees (2023–24): $18,500/year
Specializing in engineering, technology, and skilled trades, Benjamin Franklin Cummings Institute offers excellent value if you’re pursuing a career in technical fields. It has strong job placement rates and scholarships for qualifying students.
5. Massachusetts College of Art and Design (MassArt)
- Location: Fenway, Boston
- Average tuition and fees (2023–24): $14,200/year in-state, $39,400/year out-of-state
MassArt is a public art school providing bachelor’s and master’s degrees in art and design. For in-state students, it’s one of the most affordable art schools in New England.
6. Fisher College
- Location: Back Bay, Boston
- Average tuition and fees (2023–24): $34,750/year
Fisher College is a private nonprofit institution, but it is more affordable than other private colleges in Boston. It is known for flexible transfer credits, career-focused programs, and evening or online options.
Tips for Saving Money at Cheap Colleges in Boston
If you want to further lower your costs at these affordable Boston colleges, consider these proven tips:
- Apply for financial aid and scholarships early, including state and federal grants.
- Take advantage of work-study programs on campus or in the local area.
- Commute from home or use affordable student housing or roommates.
- Start at a community college like BHCC or RCC, then transfer to a four-year university for your degree.
- Look for accelerated or online programs to reduce the total number of semesters needed.
Comparing Rankings and Value of Boston’s Least Expensive Colleges
In addition to low tuition rates, you’ll want to look at a college’s:
- Student-to-faculty ratio for more personalized attention.
- Graduation and transfer rates, especially at community colleges.
- Internship and job placement opportunities.
- Accreditation and academic reputation.
- Student support services and campus amenities.
Many of Boston’s cheapest colleges provide an excellent return on investment, especially when you factor in potential networking, internships, and employment opportunities in one of America’s top job markets.
Frequently Asked Questions
What is the cheapest college in Boston?
Among Boston-area colleges, community colleges like Bunker Hill Community College and Roxbury Community College have the lowest tuition. For in-state students, costs are generally under $7,000 per year for full-time programs as of the 2023–24 academic year.
Can I transfer from a cheap community college in Boston to a major university?
Yes, community colleges like BHCC and RCC have transfer agreements with major universities including UMass Boston, Northeastern, and state university campuses. Many students save money by completing their first two years at a community college before transferring to a four-year school to complete their bachelor’s degree.
Are there affordable private colleges in Boston?
While most private colleges in Boston have higher tuition, options like Fisher College and Benjamin Franklin Cummings Institute of Technology offer lower costs than many elite private universities. Always explore scholarships and financial aid to bring costs down.
How can out-of-state students save money at Boston colleges?
Out-of-state students pay higher tuition, but can reduce costs through state exchange programs, merit scholarships, work-study, and starting at a two-year college before transferring. Some schools also offer tuition discounts based on academic achievement or special agreements with neighboring states.
Are affordable colleges in Boston accredited?
Yes, all colleges listed above are fully accredited by regional or specialized accrediting bodies. This guarantees academic quality, access to federal financial aid, and recognition of credits if you transfer.









